# Capiaro

> US dividend workspace for 12-month payout calendars, yield on cost, Google Sheets formulas, and privacy-controlled portfolio embeds. Educational analytics only — not investment advice.

Capiaro is educational analytics for US dividend stocks and ETFs. It is not a broker, not investment advice, and does not store broker passwords.

## Products

- [Capiaro — Know what your portfolio pays next.](https://www.capiaro.com/index.md): US dividend workspace for 12-month payout calendars, yield on cost, Google Sheets formulas, and privacy-controlled portfolio embeds. Educational analytics only — not investment advice.
- [Dividend Milestone Tracker](https://www.capiaro.com/tracker.md): See the next 12 months of US dividend payouts, yield on cost, realized vs projected income, and progress toward bills you actually pay. Import a CSV — no broker login.
- [Google Sheets Dividend Sync](https://www.capiaro.com/sheets.md): Pull next payout, trailing dividends, and 12-month forecasts into Google Sheets with DIVIDENDNEXT, DIVIDENDTTM, and DIVIDENDFORECAST. Cached US data with as-of timestamps.
- [Sheets Dividend Workbook](https://www.capiaro.com/sheets/template.md): Copy-ready Google Sheets starter with DIVIDENDNEXT, DIVIDENDTTM, and DIVIDENDFORECAST examples for US dividend holdings.
- [Privacy & Analytics](https://www.capiaro.com/privacy.md): How Capiaro handles account, portfolio, waitlist, billing, analytics, and creator-embed information.
- [Terms of Service](https://www.capiaro.com/terms.md): The terms governing use of Capiaro’s educational dividend analytics tools.
- [Creator Portfolio Embed](https://www.capiaro.com/p/demo-dividend-income.md): A privacy-controlled public dividend portfolio card. Hide quantities and cost basis, show delayed data, and embed the card in Substack, Ghost, or Carrd.

## Optional

- [Full markdown dump](https://www.capiaro.com/llms-full.txt)
- [HTML sitemap](https://www.capiaro.com/sitemap.xml)
- [Homepage](https://www.capiaro.com/)